Whether it’s a new home, college, a business sale, retirement, estate planning or any number of events that require financial guidance, ORBA is with you every step of the way. We help individuals, families and business owners set realistic goals and develop strategies to make them happen.
Areas of expertise include:
- Estate and gift tax planning and compliance
- Retirement planning and analysis
- Cash flow planning and budgeting
- Insurance and risk management
- Financial forecasting and investment analysis
- Income tax planning and compliance
- Education funding strategies
- Business exit planning strategies
Personal Financial Planning
- Comprehensive personal financial planning
- Retirement planning (including Monte Carlo analysis)
- Social security planning
- Life insurance planning and policy review
- Disability insurance planning and policy review
- Trust, estate, gift and generation-skipping tax planning
- Review and selection of investment advisors
- Tax implications of investments
- Family wealth planning
- Education funding alternatives
- Charitable giving strategies
Tax
- Individual income tax planning and compliance
- Trust and estate income tax planning and compliance
- Estate and gift tax planning and compliance
- Analysis of conversion of qualified retirement funds from traditional to ROTH
- Representation with the IRS, state and local taxing authorities on compliance and tax issues
Reporting
- Prepare personal financial statements
- Estate distribution and liquidity analysis
- Investment and investment advisor analysis and review
- Asset protection planning
- Prepare and periodic review of personal financial planning documents
- Business exit planning strategies
- Family office reporting
- Secure, cloud-based storage for important legal, estate planning and financial documentation
